Your Credit On the day that you decide to set foot on the path to financial freedom you should take a good hard look at your credit reports. The content of your credit will determine your credit scores. Every one of the building blocks of your financial plan is important. But if you ignore your…

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After leaving employment, how do you collect your retirement savings plan or 401K? how long does it take to collect it? You have a few choices to make. 1. You could leave your 401k at your previous employer but you can no longer contribute and they may start charging you, I would advise against this…

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I would like to know, where can I get a retirement plan as Individual, because my boss don’t offer any. Open a Roth IRA and put the maximum yearly contribution into it. You can contribute to it every payday with an automatic account transfer. If you contribute the maximum every payday and have 30-40 years…

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Anyone able to recommend good free household budgeting software. Ideally just something to track expenses, financial planning etc. Thanks for any replies. Spend the money and buy: Quicken (the basic version). Its worth the investment.

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http://www.moneysmartradio.com/2010/03/29/how-to-build-a-tax-free-retirement-with-a-roth-ira-conversion/ If you are a current owner of an IRA (Individual Retirement Account) or employer-sponsored 401(k) plan, 2010 may be the decisive year where you need to make an important decision. Enough about the benefits of tax-deferred retirement savings, would you like to add on tax-FREE retirement savings? Tune into this brief video as Matthew…

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I’m looking for a credit counselor who can sit down with me and look at my financial situation and help me come up with a plan to manage my debt. I need help getting out of debt but can’t seem to find any legitimate places to go to get help near Sherman Oaks, CA. I…

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i don’t currently have a pension and i can’t really afford to save. i earn 24.5k a year. any advice? If you cannot afford to save now what makes you think it’ll get any easier as you get older? The simple answer is that the earlier you start doing something about your retirement years, the…

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Retirement is a fact of life for the majority of people. It may be a long way off for you – or it might be right around the corner. No matter what point you are at in relationship to your retirement date, it is always wise to take steps towards saving for the event. However,…

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