Stock option, is that a qualified retirement plan? Can I cash out one and rollover to IRA or annuity plan?

I participated the stock option from my company and that is pre-tax money. I already cashed them out, now I would like to invest them for retirement. Do I have to pay tax for that before I can invest them? What plan should I invest them in? I’m a cpa, I am not sure if…

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My employer don’t has retirement plan, where can i get one?

I would like to know, where can I get a retirement plan as Individual, because my boss don’t offer any. Open a Roth IRA and put the maximum yearly contribution into it. You can contribute to it every payday with an automatic account transfer. If you contribute the maximum every payday and have 30-40 years…

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Investing for Retirement

Retirement is a fact of life for the majority of people. It may be a long way off for you – or it might be right around the corner. No matter what point you are at in relationship to your retirement date, it is always wise to take steps towards saving for the event. However,…

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Is this the time for Baby Boomers to catch up in their retirement savings accounts

Right now there are many Baby Boomers that are at a crossroads of sorts. There are some who have worked and saved as advised. They have put money away faithfully throughout their working careers. These sad to say are the exception rather than the rule in the world of Baby Boomers. Then there are those…

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Help Directors Work Harder, Smarter

How you pay your board affects their motivation and mission Over the past few years, due in part to corporate scandals, shareholder activism, media criticism, and recent legislation, there has been a major reexamination of the role and accountability of Boards of Directors. This has resulted in a number of healthy outcomes, perhaps the biggest…

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I am a W-2 contractor, my company does not offer a 401K plan, how much i contribute pre-tax for retirement?

how can I contribute to a pre-tax retirement plan and how much can i contribute?? The only thing you can do is a Roth IRA, which is still post-tax, but at least you will not pay taxes on any profits or with drawls. You can only pay in $5000 per year unless you are 55+.…

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which government agency I should complaint regarding retirement plan roll-over from former employer?

I have a cash balance retirement plan from my former employer, it’s similar to a 401k. when I tried to request a roll over to my present employer’s 401 k . I have receive no reply for month. what should be my next step? read the details and see what it says about rollovers —…

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Ways To Save More For Retirement Than You Thought Possible

Many times people think there is no way I can save enough money for retirement. They feel like I’m just going to have to work until I die. That is not the case. There are things that you can do to enhance you chances to retire at a decent age. You just have to be…

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