Lets just say you came into some money, something like 400,000. You pay off all your bills, buy a new car, put a chunk of it in retirement. You have enough to purchase a new house, in full. Would it be better buy the house at once, or get a mortgage, pay interest to the…

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I have $170,000 to be used for all my expenses during 5 years of school and am looking for a safe, hands-free place to invest it. I have worked out my budget for the next 5 years and this money should be enough to cover my expenses if it grows above inflation. I am not…

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I’m sitting here looking the the MOI for the E-5 promotion board and I’ve been studying up on all the topics that I found on the army study guide website but I cannot find anything on Risk Management. Is that an FM? Anyone know where I can find it? I’ve tried google I’ve asked NCO’s…

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When looking for a job in the insurance industry, which position would you chose as a safety professional? As a safety professional – you want loss control. Risk management is all about identifying the risks, and deciding how to manage them – whether avoiding them, trying to transfer the risk to a business associate or…

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I am a single mom of two who just lost her job. While I am looking for other employment, I am looking for help with budgeting. Any suggestions on simple to use resources, etc… Also, I would welcome any tips you may have. Any help would be most welcome! Many thanks First, there are not…

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I am in the financial services business, and have been doing this on my own full-time for 1 year, but have done internships and other work experience in this industry since 2002. My wife’s father has a very successful financial planning practice that he is wanting to slowly sell to me. He currently has about…

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There are many companies on the internet that offer help with the IVA process. You need the best advice so it is always better to check out for the best experts on the internet. To avail the IVA free advice, you can go through the various websites listed on the internet. Once you are satisfied…

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Mutual funds are a collection of stocks and/or bonds invested in different securities, which include fixed market securities and money market instrumentals. It facilitates investors to put their money under an efficient investment management. There are three types of mutual funds namely, income funds, growth funds, and balanced funds. The basic principle underlying mutual funds…

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The past several years have been very profitable for many real estate investors. But the market is changing and it may be time for many investors to be on the lookout for a new strategy. For those who own rentals, the trend was to buy a rental property, see it appreciate, and buy another rental…

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Hi , i am currently doing some research and i would like to know what should be the policies regarding CD secured loans and the refinancing of these type of loans from the point of risk management. How many times should someone be allowed to refinance CD secured loans , any info or literature regarding…

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