6 Things That You Should Know About Your Life Insurance Policy

Life insurance is something that most people misunderstand how life insurance works. The way life insurance is structured, owned and who the beneficiaries are is important information. This article examines those along with other questions. 6 Things That You Should Know About Your Life Insurance Policy   Life insurance is one of the most misunderstood…

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Personal Financial Planning Tips : How to Use College Tuition as a Tax Deduction

College tuition can be deducted from taxes with the hop credit or with the lifetime learning credit, but both are subject to adjusted gross income limitations. Understand how these tuition credits are used for tax credit purposes with advice from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works…

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Personal Financial Planning Tips : How to Avoid an IRS Income Tax Audit

Avoiding an IRS tax audit is done by reporting all income accurately and avoiding red flags like not reporting tips. Prevent the IRS from starting an audit by using a trusted CPA or reporting taxes accurately with tips from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as…

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Introduction to Financial Planning Education

Learn how to successfully plan for your future. Transfer your IRA,401K,403B and other Qualified Plans into a plan that you have upside returns without downside losses. Roth Conversion, go Tax to Tax Free,pay Tax on the Seed and not the Harvest. Become Totally Debt Free in 1/3 to 1/2 the time without changing your lifestyle.…

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Personal Financial Planning Tips : How to Obtain a Copy of Your Credit Report

Obtaining a copy of your credit report can be done with one website on the Internet, but be careful of websites promising free credit reports as they may sign you up for a credit monitoring service. The government allows an individual a free credit report every 12 months from all three credit bureaus, so learn…

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Personal Financial Planning Tips : How to Hedge Against Inflation as an Individual

When hedging against inflation as an individual, it may be wise to pay attention to bond prices as they are directly affected by the rate of inflation. Discover why long term bonds may be more affected by inflation than short term bonds with tips from a financial planner in free personal-finance video. Expert: Julie Asti,…

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Personal Financial Planning Tips : How to Calculate Your Net Worth

Calculating your net worth is a simple equation that involves adding assets like cash, investments and cars and subtracting them from liabilities like rent or utilities. Figure net worth by adding and subtracting all the right assets and liabilities with tips from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie…

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Personal Financial Planning Tips : How to Keep Proper Records for Donations

The IRS requires proper records like a receipt, canceled check or investment statement for all cash donations under 250 dollars. Avoid an brutal IRS tax audit with proper book donation bookkeeping with tips from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as a financial planner for Asti…

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Do It Yourself Financial Plan : Life Insurance General Information And Flying Without A Safety Net

Do It Yourself Financial Plan Do It Yourself Financial Plan Just try to imagine for a moment if you were suddenly hurt and disabled by an accident or disease, or possibly even killed. Can you even imagine it? Not a pleasant thought, but a harsh reality of every day life. You really do not want…

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Personal Financial Planning Tips : How to Start a Foundation

Starting a foundation involves considering if it’s going to be public or private, how long the foundation will be around, administrative time for managing the foundation and setting up bylaws. Build a foundation like a trust fund, family or lump-sum distribution from corporation with tips from a financial planner in free personal-finance video. Expert: Julie…

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