After leaving employment, how do you collect your retirement savings plan or 401K? how long does it take to collect it? You have a few choices to make. 1. You could leave your 401k at your previous employer but you can no longer contribute and they may start charging you, I would advise against this…

Read More

By "fully invested", I mean at 100% of your normal stock allocation. So if your default position is 60% stocks and 40% other investments I would call a 60% allocation to stocks to be fully invested. For the record, I am mostly out of stocks and hedged to the downside, so I’m not cheerleading for…

Read More

Currently, the Los Angeles schools have $20 billion in construction and renovation projects for Los Angeles schools’ facilities underway or planned. Unfortunately, the Los Angeles schools’ officials expect a funding shortfall from known resources and are looking to the state legislature for a solution. According to Los Angeles schools’ chief facilities executive, Guy Mehula, the…

Read More

I have no clue what to choose- here are some options. I am in my early 20s. I heard people say you can risk it now. I just have noooooooooooooo clue anything about 401k – Can you recommend any of the ones pasted below? Does anything sound interesting to you? OR where can i research…

Read More

Hi, I just signed up for my company’s 401k program and the agent adviced me to go ahead and set-up a guided portfolio service that would be done by morningstar. The fee is .60%, is this worth it? I get a 10 day trial and after which I could cancel it and do it on…

Read More

Do you know a good place to start when your employer is not doing retirement because you do not have enough hours? I dont feel like Social Security will be around when I get to the age to draw. That will be like in 2040 something. my preference is a Roth IRA. You can deposit…

Read More

Use whole numbers (for example: 0%, 3%, 25%, 72%); total must equal 100%. B. You may elect automatic Account Rebalancing to help maintain the long-term investment strategy you decide is appropriate for meeting your savings goals. Once you’ve created your asset allocation, automatic Account Rebalancing can rebalance your account as often as you choose: quarterly,…

Read More