After leaving employment, how do you collect your retirement savings plan or 401K? how long does it take to collect it? You have a few choices to make. 1. You could leave your 401k at your previous employer but you can no longer contribute and they may start charging you, I would advise against this…

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While 90% of the U.S. population is bemoaning the quickly approaching April 15th tax deadline, I am waiting for my gift from the IRS. I big fat refund. How you ask? I take advantage of the one last tax shelter available to the average person. Before I tell you my best tax tips for 2006,…

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I would like to know, where can I get a retirement plan as Individual, because my boss don’t offer any. Open a Roth IRA and put the maximum yearly contribution into it. You can contribute to it every payday with an automatic account transfer. If you contribute the maximum every payday and have 30-40 years…

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Anyone able to recommend good free household budgeting software. Ideally just something to track expenses, financial planning etc. Thanks for any replies. Spend the money and buy: Quicken (the basic version). Its worth the investment.

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In a tax-sheltered annuity, the growth of money within an annuity is not taxed. Use tax-sheltered annuities to keep money from getting taxed with tips from a registered financial consultant in this free financial planning video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of…

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1. Which of the following best defines health insurance? An annual contract between an insurance company and an individual A type of insurance whereby the insurer pays the medical costs of the insured A type of insurance that protects your personal property if you are unable to pay your bills A type of insurance that…

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i don’t currently have a pension and i can’t really afford to save. i earn 24.5k a year. any advice? If you cannot afford to save now what makes you think it’ll get any easier as you get older? The simple answer is that the earlier you start doing something about your retirement years, the…

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Retirement is a fact of life for the majority of people. It may be a long way off for you – or it might be right around the corner. No matter what point you are at in relationship to your retirement date, it is always wise to take steps towards saving for the event. However,…

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