I’m in community college. I am currently living with a relative expense free, due to the fact that I’m a minor. I plan on compensating them when I turn 18, but I still won’t have a lot of cash to work with. I have an expected family contribution of 0. I know I am going to receive quite a bit of financial aid for fall 2010 and spring 2011. My question is, can I use that financial aid to pay the rent and utilities. Or even car payments if needed? I am NOT talking about student loans. I’m talking about the free federal and state aid. The Pell Grant, for example.

Yes you can. From the Pell grant and even if you get student loans you can use the money for these things.