Estate Planning: Supporting a Noble Cause

Last December, the White House Conference on Aging held its first meeting in 10 years. The conference addressed the growing number of baby boomers reaching retirement and highlighted how a large number of them are contemplating volunteering. More and more retirees are volunteering for charities and non-profits in an effort to contribute to their community…

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closing Roth IRA early: what will it cost me?

First: please only post an answer if you know what you’re talking about! Thanks! Question: I have a Roth IRA that was opened in 1998 with an initial investment of $2000. I have not contributed or done anything with it since and it is now $6717. Due to a personal financial crisis that will not…

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Year-End Financial Planning Checklist

We\’ve just come to the end of a tough year, and you are probably more aware than ever that you need to get your house in order.  So, as you begin to tackle all those last minute things you do at year-end, here are a few items that should be at the top of your…

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Serps – a Briefing on Executive Retirement Benefits

Upper Saddle River, N.J. – July 18, 2006 – There continues to be a barrage of media reports concerning new excesses relating to executive compensation. Recent revelations have concerned back dating of stock option grants, grossing up bonus payments to cover related taxes, and extremely lucrative retirement benefits . A Supplemental Executive Retirement Plan (SERP)…

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401(k) and taxes?

I am really confused. I’m doing my own taxes, because I’m cheap and want to save $100. I am having trouble with the following questions online: Did you withdraw or receive distributions or payments from:A retirement plan such as an IRA, Roth IRA, or 401(k) in 2005 or 2006? A retirement plan such as an…

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What should a good, agressive investment portfolio consist of?

What kind of asset allocation is good to diversify. For a couple that can take risk, age 30, and have time to let it grow. Growth stocks with a strong focus on international (up to 50%). But don’t discount blue chips that pay steady dividends. i’m 35 and I’ve had some of those in my…

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does social securty penalize you if you have another retirement plan?

I am a government worker, and I will eventually have a 20 year military reserve retirement plan set, another Gov retirement paln, and social security since I’ve been paying into from 1987 to the present? A friend of mine informed me that since I will drawing other retirements, SS will give me a lower amount…

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EH – Financial Planning: Annuities : What Is an Annuity?

An annuity is an insurance instrument that insures retirement. Learn about annuities with information from a registered financial consultant in this free financial planning video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.…

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